As families come together to celebrate festivals, the spirit of giving and sharing takes center stage. This festive season, choose a debit or credit card that offers you exclusive discounts and rewards on a wide range of shopping options. Whether you’re buying gifts for loved ones, adding festive decor to your home, or indulging in personal treats, you can make the most of your spending festive deals that various banks offer.
Let’s begin with understanding how to choose a debit or credit card with exclusive offers as choosing the perfect debit or credit card for festive shopping can help you save a lot and enjoy festive discounts.
Here are a few things to consider to make sure you pick the right card to avail the best deals this season:
1. Check Out Festive Offers and Discounts
Start by comparing festive offers across different debit/credit cards. Many banks roll out special deals like cashback, reward points, or flat discounts during the festive season. Look for cards that offer savings on the types of purchases you plan to make, whether it’s clothes, electronics, or dining out.
2. See Which Stores Are Covered
Banks often partner with specific stores and brands, so it’s good to check if the card you’re considering has offers with the places you’ll be shopping. If you’re in the market for new gadgets or jewelry, look for cards that provide discounts at popular electronics or jewelry stores.
3. Consider Cashback and Rewards
Cashback can give you instant savings, while rewards points can add up to future discounts. Find a card with a rewards program that fits your usual shopping habits. If you’re likely to redeem points soon, go for that, but if you’re looking for quick savings, cashback might be the way to go.
4. Look for Low Annual Fees
You’ll want to maximize your savings, so find a card that has low annual fees. Many banks waive the first-year fee or even all annual fees if you spend a certain amount. It’s worth checking if the fees are balanced out by the discounts and rewards, you’d get.
5. Review Interest Rates and EMI Options
If you plan to use a credit card, think about the interest rate and whether the card offers easy EMI options for larger buys. This can be helpful if you’re making a big purchase. Look for cards that have manageable interest rates or affordable EMIs to spread out your payments comfortably.
6. Make Sure You Meet the Card’s Requirements
It’s essential to pick a card that suits your spending limits and eligibility. Some cards with high rewards require a minimum income, so check that you meet the criteria. And make sure the card’s credit limit aligns with your budget to avoid any last-minute hiccups.
7. Read the Terms and Conditions
Festive offers can sometimes come with fine print, like caps on cashback or certain days when offers are valid. It’s worth reading through the details so you can make the most of your savings without any surprises.
Finding a card with offers that match your festive shopping plans and understanding any fees or terms will help you make your festive shopping experience even better.
The Offers
Every year, many banks offer great deals during the festive season, and this Diwali, DBS Bank is no exception. They have launched a range of exclusive festive shopping deals & offers to make your purchasing experience even better. Plus, there are special promotions for shoppers in Gurugram, Bengaluru, Chennai, Mumbai, and Coimbatore, helping you get the most out of your festive purchases.
Here are some highlights of what you can expect (the offers might vary across locations):
Ø DINING
Get up to 20% OFF* on Food & Soft Beverages or total bills while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
Ø SALON/SPA
Get up to 15% off on all services while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
Ø ELECTRONICS
Get up to 2% off on minimum operating price while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
Ø APPAREL
Get up to 15% off on total bills while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
Ø JEWELLERY
· No Making Charges on Jewellery (*T&C Apply) while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
· Get up to 15% off on total bills while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
· Get up to 15% OFF* on Gold Jewellery Making Charges while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
· Get up to 15% OFF* on Diamond Jewellery Making Charges while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
Ø GYM
· 15% OFF* on Annual Membership (*T&C Apply) while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
· 15% OFF* on All Services (*T&C Apply) while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.
The Importance of Festive Gifting
Festive gifting is a wonderful way of showing appreciation, love, and gratitude to family and friends. This festive season, finding the perfect gifts is easier with DBS Bank’s exclusive shopping discounts. From trendy electronics to fashion accessories and gourmet treats, there’s something special for everyone on your list. And with your DBS Debit or Credit Card, you can enjoy these gifts without breaking the bank, thanks to fantastic discounts and deals.